Tax Rebate on Pensions Examples
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Tax Rebate on Pensions Examples

​For the year of assessment 2019 pensions are being allowed a specific tax rebate as shown in the following examples.

1. In the case of an individual who is chargeable to tax at the single rates, a tax rebate shall be allowed as a set off against the tax on his chargeable income, as follows:

Tax rebate = (pensions income less 9,100) multiplied by 15% (with a rebate capping of €615).

Example: Pension income €13,000 - €9100 =€3,900 * 15% = €585.

The tax rebate amounts to €585.

 

2. In the case of an individual who is chargeable to tax at the parent rates, a tax rebate shall be allowed as a set-off against the tax on his chargeable income, as follows:

Tax rebate = (pensions income less 10,500) multiplied by 15% (with a rebate capping of €405).

Example: Pension income €13100 - €10,500 =€2,600 * 15% = €390.

The tax rebate amounts to €390.

 

3. In the case of an individual who is chargeable to tax at the married rates, a tax rebate shall be allowed as a set-off against the tax on his chargeable income, as follows:

Tax rebate = (pensions income less 12,700) multiplied by 15% (with a rebate capping of €75).

Example: Pension income €13,200 - €12,700 =€500 * 15% = €75

The tax rebate amounts to €75.

 

In this example taxpayer also earned a further €400 from another source including a pension.

In this case, an additional tax rebate shall be allowed against the tax on his chargeable income as follows:

Tax rebate = (chargeable income less 12,700) multiplied by 15% less the rebate already granted (with a rebate capping of €150).

Example: Chargeable income €13,600 - €12,700 =€900 * 15% = €135

€135 less capping already granted (€75) = €60.

The additional tax rebate amounts to €60.

The total amount of tax rebate that this individual may claim is €135 (€75 + €60).